28 Currencies.
One Account.
Hold, convert, and settle in 28 currencies from a single regulated account. Institutional FX from 0.2%, six payment rails, and full transparency on every transaction.
No hidden fees. No conversion traps. No surprises.
Hold, convert, and settle 28 currencies from one regulated account.
Your Money Should Move Like You Do
Legacy banks force conversions, hide spreads, and charge delay fees. Uptex gives you direct access to 28 currencies with institutional rates.
Global business, remote work, and cross-border operations mean your money should not be stuck behind a single currency.
With Uptex, you hold balances in the currencies you actually use. Convert only when you choose, at interbank rates with a margin from 0.2%, tiers apply. No forced conversions. No hidden spreads.
Pay and get paid in local currencies across six rails. Settle globally without juggling multiple banking relationships.
What You Get
Every feature built around transparency, speed, and control.
Transparent FX
Interbank conversion from 0.2%, tiers apply. No hidden spreads, no surprises. Every rate visible before you confirm.
Real-Time Control
Live FX rates. Convert only when you choose. No exchange windows, no forced conversions.
Global Operations
Pay suppliers, collect revenue, settle in local currencies. One account replaces a patchwork of providers.
FX Risk Management
Hold balances in multiple currencies. Convert when rates are favorable. Reduce exposure to volatility.
Instant Liquidity
Move money across currencies and rails without conversion lag. No extra forms, no waiting periods.
One Account, All Currencies
Personal or corporate. Manage every currency from a single dashboard with full audit trails and export.
Three Steps to Global Banking
Open
Choose Personal or Corporate. Set up your Uptex account in minutes with digital onboarding.
Verify
Upload ID and complete KYC (or KYB for corporate). Most accounts are verified the same day.
Operate
Fund via local rails or SWIFT. Hold, convert, send, and receive in 28 currencies from day one.
28 Currencies. One Account.
Seven live now. Twenty-one more launching 10 May 2026.
All 28 currencies support hold, convert, and settle. FX conversion at interbank rates from 0.2%, tiers apply.
Common Questions
A single account that lets you hold, convert, and transact in multiple currencies without maintaining separate accounts for each one.
28 currencies in total. Seven are live now (USD, EUR, GBP, AED, CAD, SAR, OMR) with the remaining twenty-one launching on 10 May 2026.
Interbank pass-through with a margin from 0.2%, tiers apply. Every rate is visible before you confirm. No hidden spreads.
Local rails (SEPA, Faster Payments, EFT, ACH, UAEFTS) are instant or same-day. SWIFT transfers typically settle in 1 to 2 business days.
Yes. Both Personal and Corporate accounts include full access to all 28 currencies, institutional FX, and all six payment rails.
None. Every FX margin, rail fee, and account charge is transparent and visible before you transact.
Stop Overpaying on FX.
28 currencies. Interbank rates from 0.2%. Six payment rails. Open your multi-currency account in minutes.