Multi-Currency BankingLive Now

Efficiency
Over
Everything.

Open a regulated multi-currency account in minutes. 28 currencies. Institutional FX from 0.2%. No hidden fees. No paperwork.

28 currencies. Six payment rails. 130+ country payout network coming soon. Open in 10 minutes.

One regulated banking layer for 28 currencies, six rails, and FX from 0.2%.

28 currencies6 railsGCC + Canada
Live FXIndicative
Your Bank
3.7462
USD / AED
~3% hidden markup
VS
UPTEX
3.6725
 
From 0.2% margin, tiers apply
7Live Currencies
From 0.2%FX Margin
28+Conversions
10MINTo Open
Account Types

Two Accounts.
Zero Friction.

Personal or corporate. Pick your lane and start moving money in minutes.

Personal

For individuals who move money globally

  • Hold and convert across 28 currencies from one account
  • Institutional-grade FX from 0.2%, tiers apply
  • SEPA, SWIFT, EFT, ACH/Fedwire, UAEFTS & Faster Payments
  • Global payout network across 130+ countries coming soon
  • Open in under 10 minutes, no branch visit
Open Personal Account
Corporate

For businesses that need multi-currency treasury

  • Segregated multi-currency accounts across 28 currencies
  • Bulk payments and payroll in multiple currencies
  • Global payout network for cross-border disbursement coming soon
  • Dedicated account manager and API access
Open Corporate Account
Currencies

28 Currencies.
One Account.

Hold, convert, and send in 28 currencies. 7 live now, 21 more arriving 10 May 2026. Institutional-grade FX on every pair.

28Currencies

Coming Very Soon

21 more currencies launching 10 May 2026

FX Conversion

See What You
Actually Save.

When you convert between currencies, we pass through institutional interbank rates and add a transparent FX margin from 0.2%, with tiers based on volume and pair. Drag the slider to compare.

You save$280per conversion vs traditional bank
$1K$100K
$10,000
FX BreakdownLive Comparison
Conversion Amount$10,000
Bank FX Markup (3%)$300
Uptex FX Margin (from 0.2%)$20
You Keep$280 more

Interbank FX rates. Shown before you confirm.

Payment Rails

Six Rails.
Global Reach.

Six dedicated rails today. A global payout network covering 130+ countries and 80+ currencies arriving end of Q2 2026. We always pick the fastest route.

Faster PaymentsUK · GBP
Instant
SEPA36 EU countries · EUR
Same day
EFTCanada · CAD
1–2 days
ACH / FedwireUnited States · USD
Same day
UAEFTSUAE · AED
Same day
SWIFT28 currencies
1–2 days
Security

Your Money.
Locked Down.

We don’t cut corners on security. Every layer is built to protect your funds.

Segregated Accounts

Customer funds held separately from company funds. Your money is never used for our operations.

Bank-Grade Encryption

End-to-end encryption, two-factor authentication, and biometric verification on every transaction.

Regulated

Licensed in Oman, registered with FINTRAC in Canada, EU payment services via a licensed BaaS partner. Multi-jurisdiction compliance across GCC, North America, and Europe.

Get Started

Up in 10 Minutes.

Three steps. No branch visit. No paperwork. No waiting.

Step 01

Choose
Your Account

Personal or Corporate. Select the account type that fits your structure. Takes 60 seconds.

Step 02

Verify
in Minutes

SumSub-powered KYC. Upload your ID, verify biometrics. Done in under 10 minutes. No branch required.

Step 03

Fund
Instantly

Deposit from any bank. Start sending, converting, and trading immediately after verification.

FAQ

Questions.
Answered.

28 currencies in total. Seven are live now: AED, USD, EUR, GBP, CAD, SAR, and OMR. The remaining 21, including AUD, CHF, JPY, SGD, and more, launch on 10 May 2026. You can hold, convert, and send in any supported currency from a single account.

We pass through institutional interbank rates and add a transparent margin starting from 0.2%, with tiers based on volume and currency pair. No hidden spreads. You see the exact rate and total cost before you confirm any conversion.

Under 10 minutes. Download the app, upload your ID, complete biometric verification, and you are in. No branch visit, no paperwork, no waiting period.

Customer funds are held in segregated accounts, completely separate from company operations. We use bank-grade encryption, two-factor authentication, and biometric verification on every transaction. Uptex is licensed and regulated across multiple jurisdictions.

Faster Payments (instant, UK), SEPA (same day, EU), EFT (Canada), ACH/Fedwire (same day, US), UAEFTS (same day, UAE), and SWIFT (1–2 days, 37 countries). We automatically route your payment via the fastest available rail.

Absolutely. Our Corporate account includes segregated multi-currency business accounts, bulk payments and payroll capabilities, dedicated account management, and API access for treasury automation.

Uptex is licensed in Oman (Electronic Banking Services, Financial Market Administration), registered in Canada through Xellar Payment Solutions Inc. (FINTRAC MSB), and EU services through Narvi Payments partnership. Multi-jurisdiction compliance across GCC, North America, and Europe.

Start Today.
No Excuses.

Multi-currency. Real FX. Institutional infrastructure. Open in 10 minutes.