Send Money
Everywhere.
Six local payment rails, SWIFT for global reach, and a 130+ country payout network arriving Q2 2026. Every fee visible before you send.
Fast. Transparent. Regulated.
SWIFT and local rails with upfront fees and treasury-ready workflows.
Six Rails. Global Coverage.
The right rail for every corridor. Local speed where it matters, SWIFT when you need worldwide reach.
130+ Countries. Coming Q2 2026.
Pay to bank accounts, mobile wallets, and cards across 130+ countries and 80+ currencies. 85% of transactions settle in real time.
Global Payout Network
Coming Q2 2026Payments Without Compromise
Traditional banks hide spreads, delay transfers, and drown you in paperwork. Uptex replaces all of it.
Borderless by Default
Six local rails plus SWIFT for global reach. A 130+ country payout network arriving Q2 2026. Send to bank accounts, wallets, and cards worldwide.
No Hidden Fees
Full quote visible before you send: FX rate, rail fee, and total cost. No surprise markups, no post-transaction charges.
Speed at Every Level
SEPA Instant and Faster Payments in real time. SWIFT in 1 to 2 days. Global payouts with 85% real-time settlement coming Q2.
Regulated Infrastructure
Licensed in Oman, registered in Canada (FINTRAC MSB), EU services through Narvi Payments partnership, digital assets through GCEX partnership.
Four Steps to Global Payments
Open
Digital KYC or KYB in minutes. Personal or Corporate account.
Fund
Receive via local rails or SWIFT into your multi-currency balance.
Convert
See the full quote (FX rate + fees) before confirming. Interbank rates from 0.2%, tiers apply.
Send
Choose your rail: SEPA, FP, EFT, ACH/Fedwire, UAEFTS, or SWIFT. Track every step.
Common Questions
SEPA and SEPA Instant: same-day or real-time. UK Faster Payments: near-instant. EFT (Canada): same/next-day. ACH/Fedwire (US): same-day or next-day. UAEFTS (UAE): real-time. SWIFT: 1 to 2 business days typically.
You see the full quote before sending: FX conversion margin from 0.2% (tiers apply), plus the rail fee. No hidden markups or post-transaction charges.
28 holdable currencies (7 live now, 21 launching 10 May 2026). SWIFT transfers available in all 28. Local rails in EUR, GBP, CAD, USD, and AED.
A 130+ country payout network covering 80+ currencies is launching Q2 2026. It will support pay-to-bank, pay-to-wallet (145+ mobile wallet brands), and pay-to-card, with 85% real-time settlement.
Yes. Manage supplier payments, payroll, and invoices globally from one dashboard. Both Personal and Corporate accounts have full access to all rails.
Yes. Licensed in Oman (Electronic Banking Services, Financial Market Administration), registered in Canada (FINTRAC MSB C10000905), EU services through Narvi Payments partnership (FIN-FSA EMI), and digital assets through GCEX partnership (MiCA, VARA).
Ready to Go Global?
Six rails live today. 130+ country payout network coming Q2 2026. Every fee visible before you send.